Retirement Planning

               Why Retirement Planning Matters.

According to recent reports, the Social Security retirement trust fund may only be able to pay about 77%  of scheduled benefits after 2033.  And, the Medicare Hospital Insurance fund could face shortfalls as early as 2032..

GOBankingRates surveyed estimated total savings needed to retire at 65 for 20 years (2 people) for each states.

    Texas:         Annual cost of  living   $ 55,780        Total saving needed   $ 833,575

While these projections highlight uncertainty,  they also underscore a simple truth - your retirement saving depends more on your own preparation. 

               Common issues for retirement:

1, Can I continue my lifestyle and still retire comfortably?

2. Will I outlive my savings?

3. How can I make sure I am making the right decisions?

                   How We Help?

Our advisor brings decades of financial, tax, and investment expertise to help you build a retirement plan that works for your life -not just your portfolio.

•  Comprehensive Wealth Planning
• Balanced Investment Investment  Strategy 
• Creating more life-stream income
• Social Security timing.
• What withdrawal strategy minimize taxes?
• Medicare IRMAA awareness
• Tax bracket Management
   

The best time  to start planning is now. Let Innovator Wealth Advisor guide you with experience, integrity, and personalized care - so that you can retire with confidence.